About us

You are being asked to hand a stranger your name, your phone number and something about your health. It is reasonable to want to know who is on the other end of that.

Larry Hoffman, founder of Zen Cash

Larry Hoffman

Larry Hoffman has spent over 20 years in legal funding and commercial lending, advancing capital against the future proceeds of legal claims. A life insurance policy poses the same question: what is a future payment worth today? Most people who own one have never been told it can be sold at all.

Tell him about the policy and he will give you a straight answer about where you stand, usually the same day. If it looks viable, a licensed broker takes it from there and runs the competitive process. Zen Cash is paid by that broker only if a sale closes.

(917) 576-0557 · [email protected]

What we do

  • Review your policy at no cost and tell you whether it looks likely to qualify
  • Explain the process in plain language, at your pace
  • Refer qualified policies to a licensed life settlement broker
  • Stay reachable as a point of contact after the broker takes the file over
  • Get paid only if a sale actually completes

What we are not

  • We are not a life settlement provider and we do not buy policies
  • We are not a licensed broker and we do not represent you in the transaction
  • We do not sell your information to marketing lists
  • We do not charge you anything, at any stage
  • We will not keep calling if you tell us you are not interested

Why we say all this upfront

Some websites in this industry exist to collect your details and pass them to whoever will pay for them, which is how people end up fielding calls from companies they have never heard of. Being clear about what we are is the simplest way to distinguish ourselves from that, and it costs us nothing but a little bluntness.

Now you know who you will be talking to.

Tell us about the policy and we will tell you whether it is worth pursuing.