Occasional writing about this market, mostly the parts that are not explained well elsewhere. No newsletter, no pop-ups.
Market data6 min read
The 2025 settlement figures are real and they are striking. They are also averages across thousands of unrelated policies, which makes them easy to misread in both directions.
Read thisPolicy types5 min read
The increase is not arbitrary and it is not a mistake. Understanding where it came from tells you which of your options are real.
Read thisBuying and selling4 min read
Ask who commissioned the life expectancy report, what every party is being paid, and how long your rescission period is. The answers, and the willingness to give them, tell you most of what you need to know.
Read thisRegulation7 min read
We are based in Pompano Beach, and the state's treatment of viatical settlements differs from the model most states follow. What that means if you live here.
Read thisHow pricing works6 min read
One document drives the price of your policy more than anything else about it. Most sellers never read it, and many do not know it exists.
Read thisPolicy types4 min read
Most term policies can become permanent coverage without new underwriting. That right expires, quietly, and with it any chance of selling the policy.
Read thisNothing here obligates you to sell. One short conversation tells you whether your policy has value, and if it does not, you will know within a day.
Articles on this site are for informational purposes only and do not constitute legal, tax, or financial advice. Nothing here is an offer, valuation, or guarantee of any outcome.